Personal Loan for Marriage

Prefr Marriage Loan — At a Glance

Key facts about taking a personal loan for your wedding

Loan Amount

₹51,000 – ₹5,00,000

Tenure

12 – 48 Months

Disbursal

Within 24 Hours

Collateral

None Required

Process

100% Digital

Wedding costs in India: More than you planned for

The average Indian wedding costs between ₹5 lakh and ₹25 lakh — and that's before accounting for last-minute additions, guest list expansions, or that one catering upgrade you didn't plan for. A Prefr marriage loan gives you instant access to up to ₹5 lakh so you can book the venue, pay the caterer, and buy the jewellery — all without wiping out your emergency savings.

Venue & decor booking
Bridal outfit & jewellery
Catering & hospitality
Photography & videography
Honeymoon travel
Beauty & grooming

How to Get a Marriage Loan from Prefr

Apply online in 5 minutes — money in your account within 24 hours

Step 1

Apply Online in Minutes

List every expense category, venue, catering, outfits, photography, and travel, and assign an estimated cost to each. Decide how much you can cover from savings and how much you need to borrow. Borrow only the shortfall.

Step 2

Complete Digital Verification

Verify your identity with Aadhaar OTP and a selfie. Upload your last 3-month bank statement — no physical documents required.

Step 3

Wedding Fund Disbursed

On approval, your marriage loan amount is credited directly to your bank account within 24 hours. No follow-up calls needed.

Marriage Loan Features — Built Around Your Wedding Timeline

Get the money you need, when you need it — before the wedding date

Up to ₹5 Lakh for Weddings

Cover venue deposits, catering advances, and jewellery purchases — borrow up to ₹5 lakh without pledging any asset.

Repay Over 12–48 Months

Spread repayments over up to 4 years so your monthly cash flow stays manageable after the wedding.

Money Before the Big Day

Get your marriage loan disbursed in 24 hours — ideal for last-minute bookings, advance payments, or sudden cost overruns.

No Collateral, No Guarantor

Prefr marriage loans are 100% unsecured. No need to pledge gold, property, or involve a third-party guarantor.

Aadhaar + Bank Statement Only

Just your Aadhaar (OTP) and 3-month bank statement. No ITR, no salary slip, no notarised documents needed.

Pre-Approved Top-Up for Return Customers

Used Prefr before? Get a pre-approved top-up offer for post-wedding expenses without going through the full application again.

Who Can Apply for a Prefr Marriage Loan?

Check eligibility in 60 seconds — no hard credit pull

Age

Between 21 and 55 years old at the time of application.

Employment

Salaried employees or self-employed individuals with stable monthly income.

Monthly Income

Minimum monthly income required (varies by city). Bank statement reflects income stability.

Location

Available across 100+ cities in India. Pincode check available in-app.

Documents Required

Minimal paperwork — 100% digital submission

Aadhaar Card

OTP-based identity verification — no physical copy

Bank Statement

Last 3 months via net banking or PDF upload

Live Selfie

In-app face verification — 30 seconds

Aadhaar-Linked Mobile

For OTP and communication

Marriage Loan Interest Rates & Charges

Complete fee transparency — no hidden charges on your wedding loan

Fee / Charge	Details
Loan Amount	₹50,000 – ₹5,00,000
Interest Rate	18% – 36% p.a. (based on credit profile)
Loan Tenure	12 – 48 months
Processing Fee	2% – 4% of loan amount (deducted at disbursal)
Prepayment Charges	Nil after 6 EMIs
Late Payment Fee	₹500 per month on overdue amount
EMI Example	₹1,00,000 @ 24% for 24 months ≈ ₹5,300/month

FAQs — Personal Loan for Marriage

How much can I borrow for a marriage loan from Prefr?

How quickly will I get the marriage loan amount?

Do I need to provide collateral or a guarantor for a wedding loan?

What is the interest rate on a Prefr marriage loan?

Can I apply for a marriage loan for someone else's wedding (sibling, child)?

Can I get a top-up loan for post-wedding honeymoon expenses?

Already have a loan?

Check your loan details, track your EMI and many more

Fund your dream wedding