Default Loss Guarantee Disclosures
Digital Lending App: CRED
Below are the details regarding the outstanding AUM in the loan portfolios where CRED has entered into default loss guarantee arrangements with its lending partners. The numbers below indicate the outstanding AUM as on Aug 31, 2026 (unaudited numbers):
Lender A (in INR crore):
Portfolio A1: 85.79Portfolio A2: 48.79
Portfolio A3: 42.68
Portfolio A4: 62.78
Portfolio A5: 121.2
Portfolio A6: 88.14
Portfolio A7: 114.18
Portfolio A8: 161.42
Portfolio A9: 174.16
Portfolio A10: 201.57
Portfolio A11: 307.63
Portfolio A12: 453.54
Portfolio A13: 640.16
Portfolio A14: 776.17
Portfolio A15: 694.38
Lender B (in INR crore):
Portfolio B1: 24.99Portfolio B2: 27.37
Portfolio B3: 119.12
Portfolio B4: 125.39
Lender C (in INR crore):
Portfolio C1.1: 334.43Portfolio C1.2: 242.45
Lender E (in INR crore):
Portfolio E1: 18.62Digital Lending App: Prefr / CreditVidya
Below are the details regarding the outstanding AUM in the loan portfolios where Prefr / CreditVidya has entered into default loss guarantee arrangements with its lending partners. The numbers below indicate the outstanding AUM as on Aug 31, 2026 (unaudited numbers):
Lender C (in INR crore):
Portfolio C2.1: 36.86Portfolio C2.2: 401.63
Portfolio C2.3: 443.34
Lender D (in INR crore):
Portfolio D1: 24.41Portfolio D2: 151.30
Portfolio D3: 117.78
